Services
Investments, insurance and estate, planned together.
Each piece affects the others. We look at all three before recommending any one of them.
Investment management
Portfolios built around what the money is for, held through IPC Wealth, and reviewed with you every year.
Registered accounts
RRSP, TFSA, RESP and RRIF
Non registered and in trust
Personal, joint and in trust for accounts
Corporate accounts
Investing retained earnings inside your company
Retirement income
Turning savings into a paycheque that lasts
Insurance planning
Coverage sized to what you actually need and compared across carriers. Once it is in place, we remind you before every premium and review it as life changes.
Life insurance
Term and permanent coverage
Disability insurance
Protecting your income, coordinated with group benefits
Critical illness
A lump sum if a serious diagnosis happens
Policy reviews
Checking existing coverage still fits
Corporate and estate planning
For incorporated professionals, business owners and families with something to pass on. We work alongside your accountant and lawyer.
Paying yourself
Getting money out of your company efficiently
Corporate owned insurance
Using the company to fund coverage and legacy
Estate planning
Reducing tax and delays for the people you leave it to
RRIF drawdown
Planning withdrawals before tax decides for you
Not sure where to start?
A 20 minute call is enough to tell you which of these matters most right now.